Review evidence is too limited to assess client experience. The firm states it has operated since 2005 and offers foreclosure defense, debt collection defense, and consumer protection services. Published pricing ranges from $2,995 upfront or $124.79 monthly over 24 months, according to their website.
Based on limited recent reviews, so treat this as low-confidence.
David Gaffney and his team have helped many clients keep their homes through Chapter 13 bankruptcy filings, staying available nights and holidays to guide them. Two complaints surface about initial responsiveness and clarity on case eligibility, but most reviewers report quick callbacks, clear explanations, and sustained contact through the full process.
Setzler & Scott delivers solid results on real estate closings, where clients praise professionalism and availability. Estate work draws sharp criticism: multiple reviewers report years-long delays, ignored calls, and unresolved probate matters, particularly under attorney Joseph Vasquez.
Review evidence is limited. The business is listed in West Columbia and claims over 30 years of operating history, though its website advertises personal injury and accident services rather than bankruptcy or foreclosure work.
Last updated 2026-08-27